#1. Keep Credit Cards Safe

The simplest way to prevent credit card fraud is to keep your credits cards in a safe and secure place where they cannot be easily removed by thieves. Locked away at home or in a sealed compartment in a purse or clothing are the best options.

#2. Destroy Documents With Credit Card Information

It’s best not to keep any paperwork with your credit card number on it lying around. Scan important documents into a computer and shred the paper trail. Never recycle anything with your credit card or other identifying information.

#3. Fill In The Blanks

When signing a credit card slip, always fill in blank amounts with a zero before signing. This particularly applies when tipping servers at hospitality establishments who may be tempted to fill in the blanks with a sizable tip.

#4. Beware Of Phone Disclosure

Credit card scammers often make phone calls posing as credit card companies. Only disclose credit card information to trusted sources and always call your credit card company’s direct line when you receive a call from anyone claiming to be an affiliate or employee.

#5. Beware Of Phishing Schemes

Mass emails trying to coerce you into clicking links that will expose your credit card information are more prominent than ever. It is a best practice to never open unexpected links or attachments. If you have any uncertainty, call the sender to verify. Additionally, most scammers will not provide a phone number by email, which will offer another indication of whether an email is coming from a reputable source.

#6. Review Your Transactions

Review your credit card transactions online at least once a week to check for any suspicious charges. Report any suspicions to your credit card company right away.

For details on what you can do if you become a victim of credit card fraud, download the latest issue of our free magazine.